Insurance that plans ahead.

A Policy Designed Specifically for End-of-Life Planning.

Comprehensive coverage

Comprehensive coverage

With up to $100k in coverage, Everdays offers a comprehensive whole life insurance solution that goes beyond the limited scope of traditional final expense. Cover bills, travel & receptions, gifts for heirs, and more, all while accounting for inflation.

Preferred pricing

Preferred pricing

We designed our coverage to offer the best coverage rates for adults in typical or average health. By simply answering a few health questions, you can save up to 40% over typical guaranteed acceptance coverage.

Applications made easy

Applications made easy

Everdays is entirely digital. Our streamlined process consists of just 8 questions that will take only a few minutes, allowing us to swiftly determine your eligibility based on your health status. No medical exams required.

Approval at your fingertips

Approval at your fingertips

With our instant approval process, you'll know within minutes whether you qualify – 80% do! Don’t spend months waiting for an answer, apply now and experience the power of our platform.

Your rate is locked

Your rate is locked

You continue to enjoy the same affordable premium, month after month, year after year. No sudden hikes, no unpleasant surprises - just the price you deserve.

Lifetime protection

Lifetime protection

Life may be uncertain, but your insurance shouldn’t be. Our coverage guarantees protection that lasts your whole life*, ensuring your loved ones are always secure.

Accelerated payouts

Accelerated payouts

Our policy pays out fast, ensuring your loved ones have the cash they need to cover your end-of-life expenses. Your family can expect to receive funds in 3 days or less without the need for a death certificate.

Planning built in

Planning built in

Great coverage is just the beginning when you purchase with Everdays. Bundled with your policy is an Everdays end-of-life plan that allows you to allocate your funds, record your final wishes, store important documents & share it all with your family.

Billions backing your policy

Billions backing your policy

With an impressive $200 billion in total assets from top-rated underwriters like TruStageTM backing our whole life policies, you can rest easy knowing that your family will receive the funds when the time comes.

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The Everdays Client Experience

FAQs

Your permanent insurance policy is backed by TruStageTM, a top-rated insurance company that has been in business for almost a century. TruStageTM maintains an A rating and has over $32B in assets.

Everdays has options for everyone, regardless of health conditions.

There are no medical exams or lab tests required for any insurance options with Everdays.

Your coverage will remain the same and your policy cannot be canceled as long as payments are current. Everdays policies are approved at the time of application and coverage starts when the initial premium is paid. Rates are locked in and will never increase.

As this is a permanent insurance, premiums are paid until the person insured passes. Unlike term, however, loved ones will receive insurance proceeds no matter when the person insured passes so long as premiums are paid up.

Yes, policies accumulate cash value at issue and increase over time (equal to the face amount at age 121).

Policyholders have a 30-day free look period allowing them to cancel the policy without a penalty.

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We’re here to help!

Our staff of life insurance agents are here to answer any questions you may have about Everdays or the policies we offer.